The time required to complete a property transaction in Dubai depends on various factors, including the type of property and whether it is being purchased with cash or through a mortgage. Here’s an overview:

Cash Purchases

• Timeline: 2 to 7 business days.
• This is the fastest option, as no bank approvals are needed.
• Once the buyer and seller agree, the transaction involves obtaining a No Objection Certificate (NOC) and registering the property with the Dubai Land Department (DLD).

Mortgage Purchases

• Timeline: 4 to 6 weeks (sometimes longer).
• The timeline extends due to additional steps, including:
  • Bank approval for the buyer’s mortgage.
  • Property valuation and report issuance (3 to 5 working days).
  • Bank settlement for any existing mortgage (if applicable).
• Once these steps are completed, the transaction can move to the NOC and title deed registration stages.

Off-Plan Property Purchases

• Timeline: Variable, depending on the developer’s processes and project completion.
• If buying directly from the developer, the registration process may be streamlined.
• If the property is resold before handover a NOC (no objection certificate) is required from the developer.